Insuring a Condo or Co-Op
Insuring a condo or a co-op usually means you'll have two policies: the master policy from the condo association (or co-op board) and your individual policy. The master policy covers common areas...
View ArticleInsuring a New Home During Construction
While your dream house is being built, insure the structure and its contents against liability or damage from fire and adverse weather. A homeowners policy may offer this protection, but cover your...
View ArticleInsuring Your Home During Remodeling
Whether you're adding a new room or making a simple home improvement, be sure that your homeowners insurance policy is up-to-date and will cover the planned work. It's best to contact your agent...
View ArticleInsuring Your Vacation Home
You need insurance to protect your vacation home, but it shouldn't overlap your existing homeowners insurance coverage. A dwelling fire policy may fill your need: It's designed for a second home,...
View ArticleLiability Insurance under Your Homeowners Policy
The liability section of your homeowners policy covers bodily injury or property damage suffered by others in connection with your property. Read your policy carefully to find out what's covered. Your...
View ArticleRefinancing Your Mortgage
There are generally two instances when it's wise to refinance your mortgage. Refinancing can be a good idea if you have an adjustable rate mortgage and interest rates are rising, or if you can save...
View ArticleShopping for Homeowners Insurance
Don't go shopping for homeowners insurance until you assess your coverage needs. Decide how much coverage you need for your dwelling, for your personal property, and for protection against liability...
View ArticleTax Tips: Homeowners Insurance
Homeowners insurance can affect your income tax deductions. You'll be entitled to claim a casualty or theft loss deduction on your federal tax return if you aren't fully reimbursed for a covered loss....
View ArticleUnderstanding Your Homeowners Policy
Your homeowners insurance policy may be full of jargon, exclusions, and conditions, but you'll be wise to read it thoroughly. Your policy protects you from some home-related property and liability...
View ArticleWith mortgage rates so low, does it make sense to refinance?
With mortgage rates so low, does it make sense to refinance?Read the Answer »
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